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Decisions about Federal life insurance can be tough. Our guide gives you the straightforward information you need to help make the right decisions for you and your family. Download the guide and get answers to your questions about life insurance.

What You’ll Find in This Guide

 

Read Answers to the Most Asked Questions

At WAEPA, we’ve been helping Civilian Federal Employees find the right information about Group Term Life Insurance* since 1943. We’ve assembled answers to the most popular questions in one easy-to-read guide.

Do You Even Need Life Insurance?

That’s one of the first questions most people have. We’ll help you figure that out, too. Explore why life insurance is so important, how much you might need, and how much it might cost.

Take a Step Toward Peace of Mind

Our guide includes instructions on how to apply for life insurance through WAEPA. It’s a simple application process that you can start today so you can live with the knowledge that your family will be secure down the road.
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Explore WAEPA Product Offerings

Group Term Life Insurance

Up to $1.5 million in temporary protection for current and former Feds. Fully portable, this coverage goes where you go.

QuickDecision Group Term Life Insurance

With QuickDecision underwriting, eligible applicants can apply online and receive a coverage decision in 30 minutes or less.

Group Short-Term Disability Insurance

Up to $6,500 in monthly paycheck protection for up to six months if you’re unable to work due to a covered illness or injury.

Guaranteed Issue Group Term Life Insurance

New Federal employees can receive up to $100,000 in guaranteed coverage when they apply within their first year without medical exams.

Chronic Illness Rider

A living benefit that can be added to a Group Term Life Insurance policy and offers support if you become permanently chronically ill.

Automatic Benefit Increase Rider

An optional add-on to Group Term Life Insurance that gradually increases your coverage to stay aligned with your changing needs.


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