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Become a Member

Coverage Catered to You

WAEPA has been insuring the future of Feds and their families for more than 75 years.

Join Today

Whether you find yourself starting a new job, growing your family, or planning for retirement, finding life insurance coverage with WAEPA is easy. Our portable coverage is yours to keep, even if you leave Federal service or retire. When you’re ready, we’re here to help you find protection that fits with you and your family’s future.


You must be an active or retired Civilian Federal Employee under the age of 70 to be eligible to apply for Group Term Life Insurance. Even if you don’t see your agency listed, all current and retired Civilian Federal Employees under the age of 70 are eligible to apply.

More Coverage, Greater Savings

We understand that you have options when it comes to choosing a life insurance provider. Take the time to learn how we put Feds first with affordable coverage and exclusive benefits compared to FEGLI.

Members who switched from FEGLI to WAEPA saved an average of $375 a year. Fill in the calculator fields and see how your unique savings add up, including an optional Chronic Illness Rider and coverage for your spouse and dependents.