As a WAEPA policyholder, you can
- Save money on your premium,
- Get up to $1.5 million in coverage, and
- Receive additional benefits to help your family and you prepare for the future.
When you purchase insurance with WAEPA you become a WAEPA policyholder. Our policyholders are our members and as a member, you get access to exclusive rates and benefits not available to the general public.
What Makes WAEPA Different
At WAEPA, we’ve been insuring the future of Civilian Federal Employees for 80 years through Group Term Life Insurance.
See why over 46,000+ Feds and their families choose WAEPA.
Save on your premium
On average, members who switched from FEGLI to WAEPA save over $300 a year.
Higher maximum coverage
Eligible WAEPA members can qualify for up to $1.5 million in Group Term Life Insurance.
Coverage for your whole family
We offer an Associate (Spouse) membership and dependent coverage for children.
More than just life insurance
When you purchase life insurance with WAEPA you become a member of a non-profit association which gets you access to exclusive benefits such as a WAEPA Scholarship, Premium Refund Program*, and Free Financial Wellness program.
*Premium refunds not guaranteed.
Am I eligible to apply?
WAEPA membership is exclusively available to current or former Civilian Federal Employees, including non-appropriated fund (NAF) employees and U.S. Postal Service employees. Government contractors are not eligible.
Exclusive Member Programs
Whether you find yourself starting a new job, growing your family, or planning for retirement, applying for life insurance coverage with WAEPA is easy. When you’re ready, we’re here to help you find protection that fits with you and your family’s future.
Explore Our Rates
Our rates are calculated based on a number of factors including age and coverage amount.
Check out our calculators to determine your ideal coverage, premium, and savings compared to FEGLI.
Get More With WAEPA
We provide resources to help you in all areas of your life. Our resources include retirement support, financial planning, federal benefits, college funding, and more.