$100k Guaranteed Issue Group Term Life Insurance
Get $100k in coverage without any medical underwriting. Offer expires November 8, 2020.
Insurance You Can Count On
WAEPA has been protecting the families of Civilian Federal Employees for more than 75 years. We are a non-profit associated created For Feds, By Feds, and our coverage is underwritten by New York Life Insurance Company. WAEPA is the life insurance choice of over 46,000 Feds and their families.
When you apply for WAEPA Guaranteed Issue Group Term Life Insurance, you cannot be denied. There are no medical requirements and your approval for coverage is guaranteed. To be eligible, Civilian Federal Employees must meet the following criteria:
• Be a United States citizen;
• Be less than 50 years old;
• Be a new WAEPA member (existing members, spouses, and dependents are not eligible);
• Apply within 60-day period (offer expires 11/8/2020);
• Apply for $100k in coverage only (nothing more or less).
Three Easy Steps to Guaranteed Coverage
Guaranteed coverage without the hassle of medical exams.
Receive $100k in Guaranteed Group Term Life Insurance
Start enjoying peace of mind and WAEPA’s member benefits.
Simple Enrollment and Competitive Benefits with Guaranteed Issue
WAEPA’s Guaranteed Issue Group Term Life Insurance is designed specifically to support the needs of Civilian Federal Employees and their families. Once you’re approved, coverage is fully portable should you decide to leave federal service or retire.
Medical exams aren’t required when applying for Guaranteed Issue coverage, and you don’t need to submit a physician’s report. You’ll be approved for coverage within a short time after applying. Life insurance benefits can help provide peace of mind for you and your family.
Receive supplemental benefits for accidental death and dismemberment (AD&D) to 20% of your coverage amount. Death resulting from a travel accident on a “common carrier” (airline, bus, train, or ship) equals 40% of your coverage amount.
$100,000 Guaranteed Issue Life Insurance Rates
Our Group Term Life Insurance premium rates are structured in 5-year age bands. Your rate will increase when you reach a new age band. Coverage automatically renews on an annual basis provided premiums are paid when due. Maximum amount of coverage begins to reduce at age 60; however premiums may not reduce.
If You Need More Coverage, WAEPA Has Options
You can apply at any time to increase your coverage amount on a medically underwritten basis. Spouses and dependent children may also be covered.
Take the next step and get $100k in coverage without any medical underwriting.