9 Financial Goals to Reach By Age 30

You’re starting to lay the foundation for your financial future and success. Here are some simple goals that you should aim to reach by the time you are thirty. When you were in your early twenties, you probably weren’t even thinking about the major life changes that you would be facing only a few years down the road. But you learned and you are now starting to lay the foundation for your financial future and success. To help you get a gauge on where you are, the following are simple goals that you should aim to reach by the time you are 30.

You are financially self-sufficient and no longer need your parents to cosign any loans or help pay your bills.

It wasn’t easy, but you’ve finally paid off your student loans. You can now use those additional funds to help build your future.

You had you fun in your twenties, but you’ve learned your lesson. When your credit card bills come in, you pay them in full each month and are done paying high interest rates.

You’ve finally started to put money away for a “rainy day.” You should now have 3 to 6 months of your expenses saved up that you could tap quickly for life’s unexpected surprises.

You now know how important your credit score is for just about everything you do–and you watch it closely.

You review and update your financial plan monthly to make sure you are on track to meet your financial goals.

You have a good idea now what your talents are and what they’re worth in the marketplace. You’ve started planning for your future and can now see how career advancement can help you reach your financial goals.

You now know how your payment history can impact your credit score, so you pay all of your bills on time.

Since you now have a much better understanding of your personal finances, you recognize the importance of starting to plan and save for your retirement.

Download this checklist and keep track of your goals.