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Life Insurance for Dept. of Energy Employees

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For applicants under age 50, apply online and get a decision in less than 30 minutes!

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Worldwide Assurance for Employees of Public Agencies (WAEPA) has provided Group Term Life Insurance and other resources tailored specifically to Civilian Federal Employees since 1943. Department of Energy employees may qualify for services under WAEPA. 

Coverage from WAEPA is fully portable, yours to keep even if you change jobs or retire. Compared to FEGLI, WAEPA provides lower costs and premiums for members across several age groups.

Explore Our Products

Whether you’re starting a new job, growing your family, or planning for retirement, see why Feds choose WAEPA to be there for life’s biggest moments.

Group Term Life Insurance

Provides up to $1.5 million in coverage for eligible members, which will not be lost if you change jobs or retire – even after leaving the federal government. An eligible member’s coverage also extends to spouse and children.

Group Short-Term Disability Insurance

WAEPA Group Short-Term Disability Insurance**, can cover up to $6,500 a month to replace your lost income, if you’re out of work due to a covered illness or injury.

Guaranteed Issue Life Insurance

Qualifying federal employees, including DOE employees, cannot be turned down coverage for up to $100,000 within their first year of hire. If you qualify for this offer, you do not need to undergo medical underwriting to receive coverage.

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Reliably Backed by New York Life Insurance Company

We’ve worked with New York Life Insurance Company to develop our exclusive protection for our members — and with good reason. For more than 175 years, American families have trusted New York Life to protect the financial future of those they love. It’s a company you can rely on. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer*. 


A.M Best


Fitch Ratings


Moody’s Investors Service


Standard & Poor’s

*Third Party Rating Reports as of 10/19/2023.

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If you’re unsure of your coverage needs or need help with the application process, our dedicated team of specialists is available to help you.

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Our team is available at (800) 368-3484, Monday through Thursday 8:30 a.m. – 6:30 p.m. or Friday 8:30 a.m. – 5 p.m. ET.

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