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WAEPA Launches Group Short-Term Disability Insurance

Financial Wellness

WAEPA has been serving Civilian Federal Employees and their families with affordable group term life insurance for over 75 years. To continue making your needs our mission, we are pleased to provide a new product, Group Short-Term Disability Insurance,* which provides income replacement to federal employees who are temporarily out of work due to a covered short-term illness or injury.

Did you know, one in three working Americans will become disabled for 90 days or more before age 65 (TMA). Many Feds don’t realize that their work benefits don’t cover short-term disabilities, such as a broken leg or concussion. These situations are not usually planned and can force you to choose between going without a paycheck or cutting your recovery time short.

WAEPA wants to help put your mind at ease and help you support your family while also supporting yourself. Employees who qualify can receive up to $6,500 a month in benefits to replace their paycheck while they temporarily recover. This income protection is payable for up to six months of recovery from covered illnesses and injuries.

WAEPA’s Short-Term Disability Insurance coverage is offered to all eligible WAEPA members who are full time, non-seasonal Civilian Feds, ages 18 to 69. STDI includes valuable product benefits such as:

Product Benefits

  • Apply for benefits from $100 to $6,500 in $100 increments.
  • Choose between a 14- or 30-day waiting period.
  • Use your benefit as you see fit, benefits are paid directly to you.
  • Benefits are tax free,** as long as you pay the monthly premium yourself.

Sign up Today

You can add Short-Term Disability Insurance coverage while applying for Group Term Life Insurance or on its own. WAEPA is committed to offering income protection when you need it most. Apply for additional coverage and help make sure that you and your family are secure. You shouldn’t be forced into choosing between your recovery or your paycheck. Ease your mind with Short-Term Disability Insurance Coverage.

Disclaimers

*Underwritten by New York Life Insurance Company, NY, NY 10010 on Policy Form GMR

**Benefits cannot exceed 60% of your average monthly income when combined with all other income benefits you receive from any other source. See other income benefits provision for more details. Consult a tax advisor for details around tax free disability benefits.