Federal Estate Planning Guide

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Estate planning can be a complex and ongoing process, especially for Federal employees. WAEPA’s Federal Estate Planning guide features practical information to help you navigate estate planning at large, as well as the specific ins-and-outs of your Federal benefits and the impact on your estate.

What You’ll Find in This Guide

The Need for Estate Planning
Estate Planning Tools and Documents
Types of Property Ownership
The Probate Process and How to Avoid to Minimize
Federal Gift Taxes
Recommendations for Single Employees and Retirees
Recommendations for Married Employees, Retirees, and Surviving Spouses

Group Term Life Insurance

Up to $1.5 million in temporary protection for current and former Feds. Fully portable, this coverage goes where you go.

QuickDecision Group Term Life Insurance

With QuickDecision underwriting, eligible applicants can apply online and receive a coverage decision in 30 minutes or less.

Group Short-Term Disability Insurance

Up to $6,500 in monthly paycheck protection for up to six months if you’re unable to work due to a covered illness or injury.

Guaranteed Issue Group Term Life Insurance

New Federal employees can receive up to $100,000 in guaranteed coverage when they apply within their first year without medical exams.

Chronic Illness Rider

A living benefit that can be added to a Group Term Life Insurance policy and offers support if you become permanently chronically ill.

Automatic Benefit Increase Rider

An optional add-on to Group Term Life Insurance that gradually increases your coverage to stay aligned with your changing needs.

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