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WAEPA’s Consumer Assistance Guide is designed to help you, the American consumer, spot scams and better protect yourself against fraud. It is divided into three sections: Be a Smart Consumer, Filing a Complaint, and Key Consumer Information Resources.

What You’ll Find in This Guide

  • Quick Consumer Tips
  • Banking, Credit, and Loans
  • Home Improvement and Repairs
  • Renting and Leasing
  • Protecting Your Identity and Privacy
  • Wills and Funerals
  • Sample Complaint Letter
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Explore WAEPA Product Offerings

Group Term Life Insurance

Up to $1.5 million in temporary protection for current and former Feds. Fully portable, this coverage goes where you go.

Group Short-Term Disability Insurance

Up to $6,500 in monthly paycheck protection for up to six months if you’re unable to work due to a covered illness or injury.

Guaranteed Issue Group Term Life Insurance

New Federal employees can receive up to $100,000 in guaranteed coverage when they apply within their first year without medical exams.

Chronic Illness Rider

A living benefit that can be added to a Group Term Life Insurance policy and offers support if you become permanently chronically ill.

Automatic Benefit Increase Rider

An optional add-on to Group Term Life Insurance that gradually increases your coverage to stay aligned with your changing needs.


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