Group Term Life Insurance
Life Insurance for Department of Veterans Affairs Employees
WAEPA offers current and former Civilian Federal Employees up to $2 million in Group Term Life Insurance, with typically no medical exams.
WAEPA understands those who serve those who served need support of their own. That’s why our mission is to promote the health, welfare, and financial well-being of Civilian Federal Employees and their families. Whether you provide health care, administer benefits, or deliver memorial services to Veterans and their families, WAEPA is here to help support your personal and professional life.
The Department of Veterans Affairs employs more than 430,000 people across the Veterans Health Administration, Veterans Benefits Administration, National Cemetery Administration, and other offices.
From physicians, nurses, therapists, and police officers to claims examiners, cemetery caretakers, technology professionals, and administrative specialists, VA employees help provide uninterrupted care, benefits, and services to Veterans, their families, caregivers, and survivors.
Civilian Feds Across the VA Are Eligible for WAEPA
If you currently work or previously worked for the Department of Veterans Affairs as a Civilian Federal Employee, you are eligible to apply for WAEPA’s exclusive Group Term Life Insurance and other products.
This includes eligible employees of:
- Veterans Health Administration
- Veterans Benefits Administration
- National Cemetery Administration
- Other VA offices and facilities
Life Insurance Options for VA Employees Who Are Veterans
Many VA employees have served our country in more than one capacity. More than one in four members of the VA workforce are Veterans themselves.
Depending on their military service, Veteran status, and civilian Federal employment, VA employees may encounter several life insurance programs:
- Veterans’ Group Life Insurance (VGLI) allows eligible Veterans to continue life insurance coverage after leaving military service.
- Veterans Affairs Life Insurance (VALife) provides guaranteed-acceptance whole life insurance to eligible Veterans with service-connected disabilities.
- Federal Employees’ Group Life Insurance (FEGLI) provides coverage to eligible Civilian Federal Employees. Most employees in FEGLI-eligible positions are automatically enrolled in Basic coverage when they enter pay and duty status unless they waive it.
- WAEPA Group Term Life Insurance is exclusively available to eligible Civilian Feds, former Feds, and eligible family, including those who are also Veterans, Reservists, National Guard members, or military retirees.
Ready to Help Protect Your Family’s Future?
for VA Employees
Group Term Life Insurance
WAEPA offers eligible Feds, former Feds, and their family up to $2 million in exclusive Group Term Life Insurance. This coverage is fully portable, yours to keep even if you change jobs or retire.
You must be a current or former Civilian Federal Employee under the age of 70 to apply for coverage. Once coverage, you can keep your protection until your 85th birthday.
Group Short-Term Disability Insurance
VA employees spend their careers supporting the health and well-being of others. But an illness or injury can interrupt anyone’s ability to work and earn an income.
WAEPA’s paycheck protection helps protect your income when you can’t work due to eligible illnesses or injuries, with up to $6,500/month for up to six months.
You must be a current or former Civilian Federal Employee under age 65 (18-64) and working a minimum of 30 hours per week to apply. Coverage can continue until your 70th birthday.
New Federal Employee: Guaranteed Issue
New Civilian Federal Employees can take advantage of this exclusive offer as they begin their time in Federal service.
New Federal employees can enjoy up to $100,000 in guaranteed coverage when they apply within their first year of hire. No medical exams or labs required.
Associate Membership
Through WAEPA’s Associate Membership, eligible family members of Civilian Federal Employees can apply for $2 million in coverage of their own. This eligibility includes spouses, parents/parents-in-law, and (step)children.
Resources for VA Employees
With WAEPA, you get more than life insurance. We offer helpful tools, resources, and free financial planning.
Health and Wellness Resources
Taking care of Veterans, their families, and their survivors starts with taking care of yourself. Explore practical resources designed to help Civilian Federal Employees support their physical, mental, and emotional well-being.
Veterans’ Preference in Hiring Guide
Many Veterans continue their service through civilian careers at the VA and other Federal agencies. This comprehensive guide discusses how Veterans’ preference works and how it may apply during the Federal hiring process.
Federal Estate Planning Guide
VA employees help Veterans and their families navigate some of life’s most important moments. This guide features practical information to help Civilian Feds navigate their specifics of planning for their own loved ones.
WAEPA IS THE NAME FEDS HAVE TRUSTED SINCE 1943
Reliably Backed by New York Life Insurance Company
QUESTIONS?
We’re Here to Help
If you’re unsure of your coverage needs or need help with the application process, our dedicated team of specialists is available to help you.
Give Us a Call
Our team is available at
(800) 368-3484
M-Thu 8:30 a.m. – 6:30 p.m.
F 8:30 a.m. – 5 p.m. ET
Related Resources
Disclaimers
Underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010 on Policy Form GMR-FACE/G-30280-0, Policy form GMR-FACE/G-30281-0.
WP-VA-0526-29
*Group Term Life Insurance is not available in the following U.S. Territories: American Samoa, Northern Mariana Islands, U.S. Minor Outlying Islands, Micronesia, Marshall Islands, and Palau.
**Benefits cannot exceed 60% of your average monthly income when combined with all other income benefits you receive from any other source. See other income benefits provision for more details. Consult a tax advisor for details around tax free disability benefits.
***New York and Utah residents are not currently eligible for QuickDecision.
****Louisiana residents: please contact WAEPA Member Services at (800) 368-3484 for more information on applying for coverage.
*****Michigan residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.