Life Insurance for U.S. Department of State Employees
Get a Decision in Minutes! For applicants under age 50, apply online and get a decision in less than 30 minutes.
Now more than ever, the U.S. Department of State has a vital job to do protecting America’s interests and maintaining its another facility strategic relationships. Today, its civilian employees can benefit from the best life insurance for Department of State personnel, no matter where they are in the world.
WAEPA (Worldwide Assurance for Employees of Public Agencies, Inc.) has been dedicated to the providing life insurance and other benefits to federal civilian employees since World War II. You never know where your service might take you, but WAEPA will always be there with you.
WAEPA is proud to provide Group Term Life Insurance plans for new Department of State employees that gives you the reliability and flexibility you truly need. Compared to the Federal Employees’ Group Life Insurance (FEGLI) Program, WAEPA provides lower costs and premiums for members across several age groups.
Throughout our history, we’ve provided insurance access to more than 100,000 federal workers and their dependents. Our current membership stands at more than 44,000 – and employees of the Department of State are eligible to enjoy all that we have to offer.
Explore Our Products
Whether you’re starting a new job, growing your family, or planning for retirement, see why Feds choose WAEPA to be there for life’s biggest moments.
Group Term Life Insurance
Provides up to $1.5 million in coverage for eligible members, which will not be lost if you change jobs or retire – even after leaving the federal government. An eligible member’s coverage also extends to spouse and children.
Group Short-Term Disability Insurance
WAEPA Group Short-Term Disability Insurance**, can cover up to $6,500 a month to replace your lost income, if you’re out of work due to a covered illness or injury.
Guaranteed Issue Life Insurance
Qualifying federal employees, including DOS employees, cannot be turned down coverage for up to $100,000 within their first year of hire. If you qualify for this offer, you do not need to undergo medical underwriting to access your benefits.
Ready to Help Protect Your Family’s Future?
Resources for DOS Employees
With WAEPA, you get more than life insurance. We offer helpful tools, resources, and free financial planning.
Compare Coverage to FEGLI
On average, members who switched from FEGLI to WAEPA save over $300 a year. See how our portable coverage stacks up to your existing policy with FEGLI.
Life Insurance Needs Analysis
Evaluate how much coverage you may need based on any updates in your life.
Helpful Resources for Feds
Learn about life insurance the easy way with blog posts, webinars, guides, and more catered to Feds and their needs.
WAEPA IS THE NAME FEDS HAVE TRUSTED SINCE 1943
Reliably Backed by New York Life Insurance Company
QUESTIONS?
We’re Here to Help
If you’re unsure of your coverage needs or need help with the application process, our dedicated team of specialists is available to help you.
Give Us a Call
Our team is available at
(800) 368-3484
M-Thu 8:30 a.m. – 6:30 p.m.
F 8:30 a.m. – 5 p.m. ET
Disclaimers
Underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010 on Policy Form GMR-FACE/G-30280-0, Policy form GMR-FACE/G-30281-0.
*Group Term Life Insurance is not available in the following U.S. Territories: American Samoa, Northern Mariana Islands, U.S. Minor Outlying Islands, Micronesia, Marshall Islands, and Palau.
**Benefits cannot exceed 60% of your average monthly income when combined with all other income benefits you receive from any other source. See other income benefits provision for more details. Consult a tax advisor for details around tax free disability benefits.
***New York and Utah residents are not currently eligible for QuickDecision.
****Louisiana residents: please contact WAEPA Member Services at (800) 368-3484 for more information on applying for coverage.
*****Michigan residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.