
EXCLUSIVE RATES
Member Rates for Current and Former Feds
WAEPA members receive exclusive rates for Group Term Life Insurance and Group Short-Term Disability Insurance Coverage. Our rates are calculated based on a number of factors including age and coverage amount. See if you are eligible to become a WAEPA member and explore our rates below.
Reliable Coverage at Exclusive Prices
Given the known dedication and resiliency of the Federal workforce, Feds are often lower-risk. As such, WAEPA is proud to offer members-only rates for current and former Feds, that are often lower than other life insurance plans.
Group Term Life Insurance Rates
WAEPA members have access to exclusive rates for Group Term Life Insurance, Chronic Illness and Automatic Benefit Increase Riders, and Dependent coverage. Explore our rates and compare to FEGLI.
Group Short-Term Disability Insurance Rates
Your Federal benefits don’t include Short-Term Disability Insurance. See your rate for Group Short-Term Disability Insurance from WAEPA.
Are you eligible for WAEPA coverage?
Eligible Agencies
In order to be eligible to apply for WAEPA, you must be a current or former Civilian Federal Employee.
Age Band
Our rates are calculated based on age bands. WAEPA applicants must be under age 70 when applying and over age 18. Coverage will carry with you up to your 85th birthday.
Find Your Ideal Coverage Amount
Not sure how much coverage you need? Check out our Coverage calculator, Premium Rate calculator, or compare our rates to FEGLI.