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Federal Health Savings Accounts (HSAs) Guide

Federal Health Savings Accounts (HSAs) Guide was created by WAEPA to help current and retired Feds understand how to use their HSAs to pay for medical expenses in a tax-advantaged way.

What You’ll Find In This Guide:

Overview of HSAs
Federal employee eligibility
HSA contributions and distributions
Account transfers and rollovers
Tax reporting
Medicare implications
Recommended HSA strategies

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Group Term Life Insurance

Up to $1.5 million in temporary protection for current and former Feds. Fully portable, this coverage goes where you go.

Group Short-Term Disability Insurance

Up to $6,500 in monthly paycheck protection for up to six months if you’re unable to work due to a covered illness or injury.

Guaranteed Issue Group Term Life Insurance

New Federal employees can receive up to $100,000 in guaranteed coverage when they apply within their first year without medical exams.

Chronic Illness Rider

A living benefit that can be added to a Group Term Life Insurance policy and offers support if you become permanently chronically ill.

Automatic Benefit Increase Rider

An optional add-on to Group Term Life Insurance that gradually increases your coverage to stay aligned with your changing needs.

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Federal Health Savings Accounts (HSAs) Guide

What You’ll Find In This Guide:

Explore WAEPA Product Offerings

Group Term Life Insurance

Group Short-Term Disability Insurance

Guaranteed Issue Group Term Life Insurance

Chronic Illness Rider

Automatic Benefit Increase Rider

Register to Unlock Premium Content

Federal Health Savings Accounts (HSAs) Guide

What You’ll Find In This Guide:

Explore WAEPA Product Offerings

Related Resources