Short-Term Disability Insurance Guide

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WAEPA’s Group Short-Term Disability Insurance Guide provides the latest information to help Civilian Federal Employees make informed decisions. Learn about the importance of WAEPA’s Group Short-Term Disability Insurance and how it can help protect your family’s financial future.

What You’ll Find in This Guide

An Introduction to Short-Term Disability Insurance (STDI)
Statistics, Data, and Examples for STDI
Federal Disability Retirement and Family and Medical Leave Act (FMLA)_Social Security
Disability Insurance (SSDI) and Supplemental Security Income (SSI)
Tips from a Financial Advisor

Group Term Life Insurance

Up to $1.5 million in temporary protection for current and former Feds. Fully portable, this coverage goes where you go.

QuickDecision Group Term Life Insurance

With QuickDecision underwriting, eligible applicants can apply online and receive a coverage decision in 30 minutes or less.

Group Short-Term Disability Insurance

Up to $6,500 in monthly paycheck protection for up to six months if you’re unable to work due to a covered illness or injury.

Guaranteed Issue Group Term Life Insurance

New Federal employees can receive up to $100,000 in guaranteed coverage when they apply within their first year without medical exams.

Chronic Illness Rider

A living benefit that can be added to a Group Term Life Insurance policy and offers support if you become permanently chronically ill.

Automatic Benefit Increase Rider

An optional add-on to Group Term Life Insurance that gradually increases your coverage to stay aligned with your changing needs.

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