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Rising healthcare costs make understanding your Open Season options more important than ever. With 118 FEHB plan options for 2027, taking time to compare coverage, costs, and benefits can help you make an informed decision for your health and your budget.

Even if you’re happy with your current plan, what you pay and what’s covered can change from year to year. Open Season is your opportunity to look beyond your premium and consider how well your coverage meets your needs, from prescriptions and provider access to out-of-pocket expenses.

WAEPA’s 2027 FEHB Open Season Guide helps you understand what’s changing, what to look for, and how to make the most of your Federal health benefits.

What You’ll Find in This Guide

  • How to get the most from your Federal health insurance
  • Understanding FEHB and PSHB coverage options
  • Changes in coverage and costs for 2027
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Explore WAEPA Product Offerings

Group Term Life Insurance

Up to $2 million in temporary protection for current and former Feds. Fully portable, this coverage goes where you go.

Group Short-Term Disability Insurance

Up to $6,500 in monthly paycheck protection for up to six months if you’re unable to work due to a covered illness or injury.

Guaranteed Issue Group Term Life Insurance

New Federal employees can receive up to $100,000 in guaranteed coverage when they apply within their first year without medical exams.

Chronic Illness Rider

A living benefit that can be added to a Group Term Life Insurance policy and offers support if you become permanently chronically ill.

Automatic Benefit Increase Rider

An optional add-on to Group Term Life Insurance that gradually increases your coverage to stay aligned with your changing needs.


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