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Federal Life Insurance in 280 Characters or Less

Life Insurance can be confusing. Especially in the Federal space, where benefits packages can be overwhelming packets of paperwork, filled with unfamiliar acronyms and pricing tiers. To help you make sense of your options for life insurance as a Fed, we’ve compiled a helpful Twitter thread of frequently asked questions Feds have about FEGLI and WAEPA.

The Basics

First, we’ll start with some background information:

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How does FEGLI coverage work?

See this handy guide from the U.S. Bureau of Reclamation on how to read your Federal Pay Stub (regardless of what agency you work for).

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Here’s the link to the FEGLI Handbook produced by the U.S. Office of Personnel Management.

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What is WAEPA?

We’re glad you asked.

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By the way, New York Life boasts some of the best financial strength ratings in the industry, and over 175 years in business.

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See how much you could save by switching.

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It’s true. Our partnership with EY gives our members completely FREE, confidential, and unbiased financial coaching, and online tools that make it easy for you to reach your goals.

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Learn more about our history of premium refunds.

The Application Process

Applying for Group Term Life Insurance from WAEPA is easy.

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See our underwriting brochure from New York Life.

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Ready to Get Started?

Whether you’re a first-time purchaser of life insurance or looking to make a switch, WAEPA has you covered with coverage you can count on.

Apply Today

Federal Civilian Life Resources

Resources tailored to the unique needs, benefits, and experiences of Civilian Federal Employees.

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Explore WAEPA Product Offerings

Group Term Life Insurance

Up to $1.5 million in temporary protection for current and former Feds. Fully portable, this coverage goes where you go.

QuickDecision Group Term Life Insurance

With QuickDecision underwriting, eligible applicants can apply online and receive a coverage decision in 30 minutes or less.

Group Short-Term Disability Insurance

Up to $6,500 in monthly paycheck protection for up to six months if you’re unable to work due to a covered illness or injury.

Guaranteed Issue Group Term Life Insurance

New Federal employees can receive up to $100,000 in guaranteed coverage when they apply within their first year without medical exams.

Chronic Illness Rider

A living benefit that can be added to a Group Term Life Insurance policy and offers support if you become permanently chronically ill.

Automatic Benefit Increase Rider

An optional add-on to Group Term Life Insurance that gradually increases your coverage to stay aligned with your changing needs.


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