An overview of Federal retirement planning for Civilian Federal Employees, including benefits, eligibility, timing, and what to consider at each stage of retirement.

You've secured life insurance at a premium rate that works for you. Then one day, you’re notified that your premium will be increasing — and you’re not sure why. If you've ever been surprised by a rising life insurance premium, you’re not alone. 

There’s so much to think about when it comes to retirement. One often-overlooked detail is choosing the right retirement date. As a Federal Employee Retirement System (FERS) employee, your retirement date can significantly impact your finances during this transition. In this post, we’ll help you identify the best dates to retire in 2026.  

Explore your Federal life insurance options with this free WAEPA vs. FEGLI downloadable comparison sheet. Make the best life insurance decisions for you and your family.

WAEPA’s comprehensive Federal Benefits Guide is written for active Federal employees and covers everything you need to know about your Federal pay and benefits.

As the year comes to a close, it’s the perfect time to take a step back and assess your financial health. A financial check-up can help you identify areas of strength and weakness when it comes to your money, allowing you to make informed decisions for the upcoming year. Below are a few key steps to conducting your year-end financial check-up.

As of November 5, 2025, the Federal government shutdown entered its 36th day, marking the longest shutdown in U.S. history.  

The 2026 FEHB Open Season Guide is written for active Federal employees to help you navigate the variety of coverage options available this Open Season. This year will see significant changes in Federal benefits.