Life Insurance for U.S. Department of State Employees
For applicants under age 50, apply online and get a decision in less than 30 minutes!
Now more than ever, the U.S. Department of State has a vital job to do protecting America’s interests and maintaining its another facility strategic relationships. Today, its civilian employees can benefit from the best life insurance for Department of State personnel, no matter where they are in the world.
WAEPA (Worldwide Assurance for Employees of Public Agencies, Inc.) has been dedicated to the providing life insurance and other benefits to federal civilian employees since World War II. You never know where your service might take you, but WAEPA will always be there with you.
WAEPA is proud to provide Group Term Life Insurance plans for new Department of State employees that gives you the reliability and flexibility you truly need. Compared to the Federal Employees’ Group Life Insurance (FEGLI) Program, WAEPA provides lower costs and premiums for members across several age groups.
Throughout our history, we’ve provided insurance access to more than 100,000 federal workers and their dependents. Our current membership stands at more than 44,000 – and employees of the Department of State are eligible to enjoy all that we have to offer.
Explore Our Products
Group Term Life Insurance
Provides up to $1.5 million in coverage for eligible members, which will not be lost if you change jobs or retire – even after leaving the federal government. An eligible member’s coverage also extends to spouse and children.
Group Short-Term Disability Insurance
WAEPA Group Short-Term Disability Insurance**, can cover up to $6,500 a month to replace your lost income, if you’re out of work due to a covered illness or injury.
Guaranteed Issue Life Insurance
Qualifying federal employees, including DOS employees, cannot be turned down coverage for up to $100,000 within their first year of hire. If you qualify for this offer, you do not need to undergo medical underwriting to access your benefits.
Resources for DOS Employees
Reliably Backed by New York Life Insurance Company
We’ve worked with New York Life Insurance Company to develop our exclusive protection for our members — and with good reason. For more than 175 years, American families have trusted New York Life to protect the financial future of those they love. It’s a company you can rely on. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer*.
A++
A.M Best
AAA
Fitch Ratings
Aaa
Moody’s Investors Service
AA+
Standard & Poor’s
*Third Party Rating Reports as of 10/19/2023.
We’re Here to Help
If you’re unsure of your coverage needs or need help with the application process, our dedicated team of specialists is available to help you.
Give Us a Call
Our team is available at (800) 368-3484, Monday through Thursday 8:30 a.m. – 6:30 p.m. or Friday 8:30 a.m. – 5 p.m. ET.
Submit a Request
Fill out our contact us form with your request and we’ll get back to you.
Underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010 on Policy Form GMR-FACE/G-30280-0
*Group Term Life Insurance is not available in the following US Territories: American Samoa, Northern Mariana Islands, U.S. Minor Outlying Islands, Micronesia, Marshall Islands, and Palau.
**Louisiana residents please contact WAEPA Member Services at (800) 368-3484 for more information on applying for coverage.
***Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.
Underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010 on Policy form GMR-FACE/G-30281-0
*Benefits cannot exceed 60% of your average monthly income when combined with all other income benefits you receive from any other source. See other income benefits provision for more details. Consult a tax advisor for details around tax free disability benefits.
**STDI is not currently available in: NV, OR, NH, VT, all US Territories including Puerto Rico, Guam, US Virgin Islands, etc.
***Louisiana residents please contact WAEPA Member Services at (800) 368-3484 for more information on applying for coverage.
****Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.