Life Insurance for USPS Employees
Are you a civilian employee of United States Postal Service under the age of 70? If so, you may qualify for Group Term Life Insurance and other benefits from WAEPA. When considering the ideal Group Term Life Insurance for USPS employees, you have options. Since World War II, WAEPA has helped federal civilian employees access the top FEGLI alternative benefits package. At most age bands, our members’ premiums rates are lower than FEGLI.
WAEPA (Worldwide Assurance for Employees of Public Agencies, Inc.) is a nonprofit organization that was originally established in 1943. Since 1973, WAEPA has provided Group Term Life Insurance and a variety of other valuable services to all civilians within the U.S. federal government.
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Provides up to $1.5 million in coverage for eligible members, which will not be lost if you change jobs or retire – even after leaving the federal government. An eligible member’s coverage also extends to spouse and children.
WAEPA Group Short-Term Disability Insurance**, can cover up to $6,500 a month to replace your lost income, if you’re out of work due to a covered illness or injury.
Qualifying federal employees, including USPS employees, cannot be turned down coverage for up to $100,000 within their first year of hire. If you qualify for this offer, you do not need to submit medical documentation or other complex paperwork to access your benefits.
Resources for USPS Employees
Reliably Backed by New York Life Insurance Company
We’ve worked with New York Life Insurance Company to develop our exclusive protection for our members — and with good reason. For more than 175 years, American families have trusted New York Life to protect the financial future of those they love. It’s a company you can rely on. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer*.
Moody’s Investors Service
Standard & Poor’s
*Third Party Rating Reports as of 10/18/2022.
Calculate Your Rate
The rates shown are your premiums (as of the age of your approval). Find your current rate for any coverage amount up to $1.5 million. Not sure how much coverage you should consider? Use our Coverage Calculator to help calculate your needs.
Underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010 on Policy Form GMR-FACE/G-30280-0
*Group Term Life Insurance is not available in the following US Territories: American Samoa, Northern Mariana Islands, U.S. Minor Outlying Islands, Micronesia, Marshall Islands, and Palau.
**Louisiana residents please contact WAEPA Member Services at (800) 368-3484 for more information on applying for coverage.
***Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.
Underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010 on Policy form GMR-FACE/G-30281-0
*Benefits cannot exceed 60% of your average monthly income when combined with all other income benefits you receive from any other source. See other income benefits provision for more details. Consult a tax advisor for details around tax free disability benefits.
**STDI is not currently available in: NV, OR, NH, VT, all US Territories including Puerto Rico, Guam, US Virgin Islands, etc.
***Louisiana residents please contact WAEPA Member Services at (800) 368-3484 for more information on applying for coverage.
****Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.