Federal Retirement Guide

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WAEPA’s highly detailed Federal Retirement Guide gives you the ins-and-outs of your Federal retirement. It is critical to plan for retirement, and the earlier you start making plans, the more prepared you will be.

What You’ll Find in This Guide

How to Plan Your Retirement
Federal Retirement Benefits and Eligibility
Federal Employees Retirement System (FERS) and Civil Service Retirement System (CSRS)
Thrift Savings Plan (TSP)
How to Apply for Retirement
Information for New Retirees
Leaving Government Service Before Retirement
Windfall Elimination Provision (WEP) and Government Pension Offset

guide

Group Term Life Insurance

Up to $1.5 million in temporary protection for current and former Feds. Fully portable, this coverage goes where you go.

QuickDecision Group Term Life Insurance

With QuickDecision underwriting, eligible applicants can apply online and receive a coverage decision in 30 minutes or less.

Group Short-Term Disability Insurance

Up to $6,500 in monthly paycheck protection for up to six months if you’re unable to work due to a covered illness or injury.

Guaranteed Issue Group Term Life Insurance

New Federal employees can receive up to $100,000 in guaranteed coverage when they apply within their first year without medical exams.

Chronic Illness Rider

A living benefit that can be added to a Group Term Life Insurance policy and offers support if you become permanently chronically ill.

Automatic Benefit Increase Rider

An optional add-on to Group Term Life Insurance that gradually increases your coverage to stay aligned with your changing needs.

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