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Back for a Limited Time: Exclusive $100K Guaranteed Coverage for Eligible Feds

WAEPA is pleased to announce the return of an exclusive $100,000 guaranteed issue Group Term Life Insurance offer to Civilian Federal Employees.

WAEPA is extending the opportunity for Civilian Federal Employees to obtain $100,000 in Group Term Life Insurance coverage without undergoing medical underwriting. While WAEPA has no open season and offers Group Term Life Insurance year-round, this exclusive guaranteed-issue offer is limited.  

What is the Guaranteed Issue Offer?

Eligible Civilian Federal Employees can easily enroll in $100,000 of Group Term Life Insurance from WAEPA without medical exams or blood tests. Applicants must enroll in $100,000 in coverage – nothing more, nothing less. 

WAEPA takes pride in offering fully portable coverage, ensuring that Feds can maintain their insurance benefits regardless of job changes, leave of Federal service or retirement. WAEPA’s rates are tailored exclusively for current and former Civilian Federal Employees, calculated across our entire membership base. This approach often results in savings on premiums compared to FEGLI. 

With WAEPA’s rates, this offer for $100,000 in coverage starts at $3.50 per month. Explore our full rates

Who is Eligible for This Offer?

To qualify for this guaranteed issue offer, current and former Civilian Federal Employees must meet the following requirements:

  • Be less than 50 years old (49 years old and younger) 
  • Be a United States citizen 
  • Be a new WAEPA member, who has never been declined for WAEPA coverage (existing members, spouses and dependents are not eligible) 
  • Apply by Friday, June 7, 2024 

Are Former Civilian Feds Eligible?

For the first time, former Civilian Federal Employees are eligible to take advantage of this exclusive offer. Since extending membership to former Feds in 2022, WAEPA continues its commitment to supporting all those who have served in Federal service. 

“At WAEPA, our dedication to supporting Civilian Feds is unwavering. We’re proud to extend our $100,000 guaranteed coverage offer to former Federal employees, honoring their contributions to our nation’s public service legacy,” said M. Shane Canfield, CEO of WAEPA.  

How Long Does This Offer Run?

WAEPA’s $100,000 guaranteed issue offer runs from Monday, April 1 to Friday, June 7, 2024.


Worldwide Assurance for Employees of Public Agencies (WAEPA) is a nonprofit association (not an insurance company) formed For Feds, By Feds. The goal of WAEPA is to provide access to products and services that promote the health, welfare and financial well-being of its members. After more than 80 years in business, WAEPA has more than 50,000 members. 

Media Contact

Lindsey Shindler, Public Relations & Outreach Manager 

Phone: (571) 800-2323 

Email: lshindler@waepa.org