Putting an Estate Plan in Place in Just One Week

If you have ever lost a loved one, you know just how difficult it can be to function after such a terrible loss. The reality is that when one of your loved ones passes, someone in your family is going to have to move quickly to make decisions, divvy up responsibilities, and plan for the…

How to Wind Down Your Spending Habits After You Retire

In retirement, you will live on a fixed income, meaning you’ll need to ensure that your expenses do not exceed your income. While the idea of living more frugally may not appeal to you, it may even easier than you expected, since a fixed, predictable income can help you determine how to appropriately budget both…

Top 3 Things to Know About FERS Retirement Benefits

The Federal Retirement System (FERS) is a retirement plan that covers all U.S. Federal Civilian Employees, including those in the executive, legislative, and judicial branches of the federal government. This plan does not cover employees of state or local government, or military personnel. FERS provides benefits to eligible employees from three distinct sources: A Basic…

Unexpected Retirement Expenses and How You Can Prepare

Retirement is just the beginning of another adventure, and preparing for a successful one takes years of saving, planning and dreaming about the years you won’t be working. Pre-retirement planning is significant to everyone, but especially imperative for federal employees. Being proactive about your financial future is crucial in ensuring that you will have the…

3 Frequently Asked Questions About Preparing For Retirement

What’s Involved in Preparing for Retirement? Retirement planning is an essential part of life but can be confusing and difficult to maneuver. You must set your retirement goals, diversify investments and income, and make well-informed decisions. But what should you know before jumping in? Here are three frequently asked questions about retirement planning for federal employees;  …

Understanding How Retirement Planning Is Important To Do Now

Many young people and those starting their career in the federal government believe that retirement is a long way off. While it’s tempting to put off this decision for some extra pocket cash, there are many reasons why retirement planning for federal government employees is crucial.   Involuntary Early Retirement Some people opt to retire early,…