Dedicated to Civilian Federal Employees since 1943

Dedicated to Civilian Federal Employees since 1943

Help Protect the Future of Those You Love

See how affordable WAEPA Group Term Life Insurance can be.

Welcome! We’re glad you’re here.

Joining WAEPA is easy. Our application allows you to join WAEPA as a Lifetime Member and apply for Group Term Life Insurance with the option to apply to add our Chronic Illness Rider. This “living benefit” allows you to use part of your life insurance benefits, if you become permanently chronically ill.  Membership requires a one-time $2 fee that'll be billed at a later date.


In most cases, WAEPA costs less than FEGLI. Just like FEGLI, your rates adjust in 5-year age bands automatically depending on your amount of coverage. Use our Premium Calculator to see what coverage will cost and how you could save.

What to Expect Next

After you’ve submitted your Group Term Life Insurance application, you can see an overview of the next steps here. Similarly, if you’re interested in expediting the underwriting process, click here to learn more.


It only takes a few minutes to apply!  Coverage from WAEPA is underwritten by New York Life Insurance Company to provide exclusive protection for our members.


If you have any questions or need assistance, our Member Services Team is here to help.  Call us at (800) 368-3484 or email

Show us how you're spending your refund!

Submit a photo and/or message telling us how you plan to spend your 2019 WAEPA Premium Refund, and enter to win a $25 Amazon gift card!


Can't find answers to your questions? Check out our FAQ page!

Ready to Apply?

Not a WAEPA member? Apply now and start enjoying the benefits.