Does worldwide coverage through WAEPA include combat zones?

If you are a Federal civilian who happens to be stationed in or commutes to a combat zone, you would be covered. If you are an activated Reservist or National Guardsman, who gained WAEPA membership prior to activation, your basic coverage would also be intact.

There is an additional rider of Accidental Death & Dismemberment coverage which is in addition to, not a part of, the basic coverage you have applied. This would not be paid if the death was a result of an “Act of War”.