Your website indicates that premiums are lower through WAEPA than through FEGLI at most available ages. What happens after age 60? Are your rates higher? How does this work in conjunction with coverage reductions based upon age?

Our rates change in 5 year increments and the maximum amount of coverage available begins to reduce starting at age 60. The rates are different because the coverages under the two plans is different. To view our complete list of rates for all ages and amounts of coverage available:

Please view our WAEPA vs. FEGLI Rate Comparison page.

The rate comparisons vary drastically based on the options you have with FEGLI. The best way to compare is to enter your comparison information here. This will give you the tailor fit answer for your exact needs.