Your website indicates that premiums are lower than FEGLI. What happens after age 60? Are your rates higher? How does this work in conjunction with coverage reductions based upon age?

Our rates change in 5 year increments and the maximum amount of coverage available begins to reduce starting at age 60. The rates are different because the coverages under the two plans is different. To view our complete list of rates for all ages and amounts of coverage available:Plan Description

The rate comparisons vary drastically based on the options you have with FEGLI. The best way to compare is to use the savings calculator. This will give you the tailor fit answer for your exact needs.

Compare the complete WAEPA vs. FEGLI policy comparison.