Dedicated to Civilian Federal Employees since 1943

Dedicated to Civilian Federal Employees since 1943

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Is there a “waiting period” for benefits to be payable?

There is no “waiting period” for benefits to be payable. If an insured dies within the first two years of coverage, the full benefit is paid, provided death is not a result of suicide or the application does not contain incorrect medical/health information (misstatements).