Dedicated to Civilian Federal Employees since 1943

Dedicated to Civilian Federal Employees since 1943

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Once initially accepted by the plan, can the insurance company at any time require a physical examination to either continue the plan or keep current benefits?

Basically, no. As long as you maintain your premium payments your insurance doesn’t terminate due to non payment, there would be no need for a new physical exam. If you want to increase your coverage, then you will need to compete an Evidence of Insurability form and the increase must be approved by the insurance company.