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Is Dependent Coverage the same as Associate Membership?

No. WAEPA members have two ways to purchase life insurance protection on family members:

  1. As Dependents – Cover your spouse and your dependent children under your own certificate. Coverage levels go up to a maximum of $250,000 depending on age. Dependent spouses coverage is limited to no more than 50% of the member’s coverage, for a maximum of $500,000.
  2. As Associate WAEPA Members – Enable your spouse to purchase their own insurance through WAEPA. Coverage levels go up to a maximum of $1.5M depending on age.