AD&D and Common Carrier:
The life insurance plan includes these benefits for accidental death and dismemberment. If death results from a accident while you are riding on a common carrier (such as an airline, bus, train, or ship) as a paying passenger, the benefit will be payable to your beneficiary.
25% of your coverage amount for Accidental Death and Dismemberment (AD&D).
40% of your coverage amount for a Travel Accident.