AD&D and Common Carrier:
The life insurance plan includes these benefits for accidental death and dismemberment. If death results from a accident while you are riding on a common carrier (such as an airline, bus, train, or ship) as a paying passenger, the benefit will be payable to your beneficiary.
Twenty percent (20%) of your coverage amount for Accidental Death and Dismemberment (AD&D), up to a maximum of $150,000. Forty percent (40%) of your coverage amount for a Travel Accident, up to a maximum of $300,000.