Affordable Life Insurance Plans for IRS Employees

Dedicated retirement and financial benefits, and life insurance plans for Internal Revenue Service personnel.

Financial & Retirement Planning and Life Insurance for IRS Employees

IRS employees have some of the toughest and most under-appreciated jobs in the federal government. Now, you can reward yourself with Group Term Life Insurance that can help meet your needs. For a popular FEGLI alternative, IRS employees look to WAEPA.

WAEPA – Worldwide Assurance for Employees of Public Agencies – is a nonprofit organization devoted to the needs of federal civilians. Active since World War II, WAEPA provides a wide range of services. We are primarily known for our Group Term Life Insurance policies.

With us, federal employees at most age bands can get competitive benefits at lower premiums compared to FEGLI.

We strive to support members of the federal service in their career and life planning:

Guaranteed Issue Group Term Life Insurance for New IRS Employees

The convenience of guaranteed issue Group Term Life Insurance makes it easy to get started with us. “Guaranteed issue” means you cannot be turned down for health reasons and you don’t have to worry about filing complicated paperwork. New IRS employees who are US Citizens under age 70 and within the first year of their employment are eligible for up to $100,000 in benefits.

Financial Wellness Planning to Help You Make Informed Decisions

Ernst & Young (EY) is one of the biggest names in financial planning, and only WAEPA provides you one-on-one advice directly from EY experts. EY Financial Wellness Planning services are a part of every WAEPA policy. You get insight from experienced experts on the most important questions in financial planning, including investment management and retirement in the federal workplace.

Outstanding Federal Employee Benefits and Resources

As a workplace, the federal service is unique, with challenges unlike anything else. The benefits and resources we provide are custom-tailored to what impacts federal employees. In partnership with the National Institute of Transition Planning, Inc., we’ve developed a full library of webinars to learn about retirement planning.

Get Started today. If you are a civilian employee of the federal government within 365 days of your initial federal hire, a U.S. citizen, and under the age of 70, you are most likely eligible. When you sign up, you don’t need to submit any detailed information about your federal employment – and you never need to wait for a health check-up or other hurdles.

Prospective members who wish to apply for Group Term Life Insurance should visit our insurance calculators to find out more about costs and benefits. Thanks to our 30-day free look period, you have ample time to decide if WAEPA is right for you.

To join, apply now using the link below.


Our WAEPA Guides cut through the complexity and get to the heart of the matter – helping you decide what’s right for you.


Our tools and resources are here to make your decisions easier.

IRS Benefits

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