Affordable Life Insurance Plans for Other Agencies and Independent Organizations

Dedicated retirement and financial benefits, and life insurance plans for Other Agencies and Independent Organizations personnel.

Financial & Retirement Planning and Life Insurance for Other Agencies and Independent Organizations Employees

Every day, members of the Other Agencies and Independent Organizations do vital work helping students develop into tomorrow's leaders. Now, Federal Civilian Employees of the Other Agencies and Independent Organizations can benefit from a reliable, robust, and convenient Group Term Life Insurance option.

No matter if you're an educator, a researcher, an administrator, or hold any other civilian role, WAEPA is ready to welcome you. Since World War II, WAEPA has been supporting members of the federal civilian service.

Throughout our history, we’ve provided insurance access to more than 100,000 Federal workers and their dependents. Our current membership stands at more than 46,000 – and employees of the Other Agencies and Independent Organizations are eligible to enjoy all that we have to offer.

As a WAEPA member, you’ll benefit from:

Group Term Life Insurance

Group Term Life Insurance from WAEPA provides up to $1.5 million in coverage for eligible members, which will not be lost if you change jobs or retire – even after leaving the federal government. An eligible member’s coverage also extends to spouse and children.

Guaranteed Issue Life Insurance for New Employees

Guaranteed Issue Life Insurance means qualifying Federal employees, including Other Agencies and Independent Organizations employees, cannot be turned down coverage for up to $100,000 within their first year of hire. If you qualify for this offer, you do not need to submit medical documentation or other complex paperwork to access your benefits. An applicant must simply be a U.S. citizen under age 70 applying within one year of first-time, non-military government hire.

Financial Wellness Planning to Support Your Savings and Life Goals

Our custom Financial Wellness Planning offering is provided through an alliance with Ernst & Young. E&Y is one of the world's top brands in sound financial planning. Their coaches will work with you to ensure you can leverage all the opportunities available to you in the federal workplace. Only WAEPA members can navigate Federal benefits, savings, and more with total confidence.

Benefits and Resources to Help You Find Your Way

Our benefits and resources don't end with insurance. We've initiated work with the National Institute of Transition Planning, Inc.: The most recognized name in retirement planning and other career transitions within the federal service. As a WAEPA member, you can review our webinars and a wide range of other informative content from the comfort of your home.

Is WAEPA the FEGLI alternative you've been waiting for? Across most age bands, our members find that they enjoy more favorable premiums compared to what's available with FEGLI. Simply consult our insurance calculators to discover what may be in store for you.

If you are under the age of 70, a U.S. citizen, and within a calendar year from the start of your Federal Civilian service, you may qualify to join the thousands of satisfied members who have found peace of mind with WAEPA. Ready to begin with your free look period? Simply apply online using the link below.


Our WAEPA Guides cut through the complexity and get to the heart of the matter – helping you decide what’s right for you.


Our tools and resources are here to make your decisions easier.

Ready to Apply?

Apply now and start enjoying the benefits.