Affordable Life Insurance Plans for DOE Employees

Dedicated retirement and financial benefits, and life insurance plans for Department of Energy personnel.

Financial & Retirement Planning and Life Insurance for DOE Employees

The Department of Energy is an essential part of managing and maintaining critical energy resources here in the United States. Now, you can get Group Term Life Insurance for Department of Energy employees with a simple process and attractive rates.

Worldwide Assurance for Employees of Public Agencies (WAEPA) is a nonprofit organization that has been active since World War II. We exclusively offer guaranteed issue Group Term Life Insurance for civilian federal government employees, including those at the Department of Energy.

Throughout our history, we’ve provided insurance access to more than 100,000 federal workers and their dependents. Our current membership stands at more than 44,000 – and employees of the Department of Energy are eligible to enjoy all that we have to offer.


As a WAEPA member, you’ll benefit from:

Group Term Life Insurance

Group Term Life Insurance from WAEPA provides up to $1.5 million in coverage for eligible members, which will not be lost if you change jobs or retire – even after leaving the federal government. An eligible member’s coverage also extends to spouse and children.

Guaranteed Issue Life Insurance for New Employees

Guaranteed Issue Life Insurance means qualifying federal employees, including Department of Energy employees, cannot be turned down coverage for up to $100,000 within their first year of hire. If you qualify for this offer, you do not need to submit medical documentation or other complex paperwork to access your benefits. An applicant must simply be a U.S. citizen under age 70 applying within one year of first-time, non-military government hire.

WAEPA is intended to meet the unique needs of those serving the U.S. federal government around the world. Our offerings are a popular FEGLI alternative. As long as you pay your premiums, you can even keep your insurance after leaving federal service.

Financial Wellness Planning to Support Your Savings and Life Goals

WAEPA experts work around the clock to benefit you. We have developed a unique partnership with the financial planning experts at Ernst & Young. You can get personalized Financial Wellness Planning advice from the top team of personal finance leaders in the United States today.

Benefits and Resources You'll Love

When it comes to making the right choices about retirement and other significant career milestones, having the facts is essential. In coordination with the National Institute of Transition Planning, Inc., we've developed benefits and resources including a library of webinars on the most important topics.

If you are under the age of 70, a U.S. citizen, and within one calendar year of being hired for your first federal civilian post, you can apply for our guarantee issue Group Term Life Insurance through WAEPA.

With our simple sign-up process and free look period, you risk nothing by exploring your options with WAEPA. If you decide that our services are right for you, we will be with you every step of the way – throughout your federal career and beyond.

Still not sure? Visit our insurance calculators to learn what your benefits and premiums may look like.

To get started, apply today using the link below. We look forward to serving you.


Our WAEPA Guides cut through the complexity and get to the heart of the matter – helping you decide what’s right for you.


Our tools and resources are here to make your decisions easier.

DOE Benefits

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