Navigating Life Insurance for Feds
Resources for Benefit Officers and HR professionals working for a Federal Agency/Department
As a health benefit officer and HR leader in the federal government, your colleagues, fellow civilian federal employees, rely on you for assistance with navigating the federal benefits process, and ensuring they have the benefits as well as the information they need, to help keep themselves and their families feeling secure.
Whether its questions on health insurance, retirement savings, or life insurance, you serve as an invaluable resource. During Federal Employee Health Benefits (FEHB) Open Season especially, you are relied on more than ever. This year, when the COVID-19 pandemic can make communications between co-workers feel strained, your dedication to employee wellness is appreciated.
Life Insurance helps protect the financial security of Feds and their families in case of the unexpected. Many feds however, may be unaware of the life insurance products available to them, and have questions regarding how much coverage they need.
Common questions you might receive on Life Insurance
How Much Coverage Do I Need?
This calculator provides a quick and easy option for calculating an estimate based on your needs, expenses, and assets.
Do I Have The Right Coverage?
Having a life insurance policy in place doesn’t always mean that your family would be covered in the case of an accident or emergency.
If I Have a Preexisting Condition, Can I Still Get Insurance?
Certain conditions can limit the policies and plans that you have access to. However, WAEPA can often offer Feds more coverage at lower rates.
Can I Have Multiple Policies?
As long as you qualify for any given policy, you can purchase as many policies on the private market that you want to.
Explore Our Products
WAEPA offers affordable, comprehensive Group Term Life Insurance coverage underwritten by New York Life. This benefit is exclusively for federal employees.
With the new WAEPA Group Short-Term Disability Insurance, eligible Civilian Feds can be covered up to $6,500 a month to replace lost income if they are out of work due to a covered illness or injury.
Let’s Get Connected
As a non-profit formed For Feds, By Feds, we understand what it takes to help provide peace of mind. More than 46,000 Feds and their families choose WAEPA’s portable group term life insurance coverage to help protect the future of their families.