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View other Schedule of Benefits: - Member Coverage Amounts $25,000 - $300,000 - Member Coverage Amounts $325,000 - $500,000 - Member Coverage Amounts $525,000 - $750,000 - Dependent Coverage Amounts $10,000 - $150,000 - Dependent Coverage Amounts $160,000 - $250,000 - Premium Calculator - WAEPA Home |
Dependent Life Insurance
Schedule of Benefits - Quarterly Premiums Coverage Amount $10,000 - $150,000 Premiums for Dependent Group Life Insurance are based on the applicant/member's age. |
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| Level | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 |
| Spouse Life Insurance |
$10,000 | $20,000 | $30,000 | $40,000 | $50,000 | $60,000 | $70,000 | $80,000 | $90,000 | $100,000 | $110,000 | $120,000 | $130,000 | $140,000 | $150,000 |
| Children | |||||||||||||||
| 2wks - 2yrs | 1,000 | 2,000 | 3,000 | 4,000 | 5,000 | 6,000 | 7,000 | 8,000 | 9,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 |
| 2yrs - 5yrs | 2,000 | 4,000 | 6,000 | 8,000 | 10,000 | 12,000 | 14,000 | 16,000 | 18,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 |
| 5yrs - 19yrs* | 2,500 | 5,000 | 7,500 | 10,000 | 12,500 | 15,000 | 17,500 | 20,000 | 22,500 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 |
| Member's Age | One low premium (below) covers all dependents, including spouse. | ||||||||||||||
| Under 25 | $1.50 | $3.00 | $4.50 | $6.00 | $7.50 | $9.00 | $10.50 | $12.00 | $13.50 | $15.00 | $16.50 | $18.00 | $19.50 | $21.00 | $22.50 |
| 25-29 | 2.00 | 4.00 | 6.00 | 8.00 | 10.00 | 12.00 | 14.00 | 16.00 | 18.00 | 20.00 | 22.00 | 24.00 | 26.00 | 28.00 | 30.00 |
| 30-34 | 2.25 | 4.50 | 6.75 | 9.00 | 11.25 | 13.50 | 15.75 | 18.00 | 20.25 | 22.50 | 24.75 | 27.00 | 29.25 | 31.50 | 33.75 |
| 35-39 | 3.00 | 6.00 | 9.00 | 12.00 | 15.00 | 18.00 | 21.00 | 24.00 | 27.00 | 30.00 | 33.00 | 36.00 | 39.00 | 42.00 | 45.00 |
| 40-44 | 4.00 | 8.00 | 12.00 | 16.00 | 20.00 | 24.00 | 28.00 | 32.00 | 36.00 | 40.00 | 44.00 | 48.00 | 52.00 | 56.00 | 60.00 |
| 45-49 | 5.50 | 11.00 | 16.50 | 22.00 | 27.50 | 33.00 | 38.50 | 44.00 | 49.50 | 55.00 | 60.50 | 66.00 | 71.50 | 77.00 | 82.50 |
| 50-54 | 8.00 | 16.00 | 24.00 | 32.00 | 40.00 | 48.00 | 56.00 | 64.00 | 72.00 | 80.00 | 88.00 | 96.00 | 104.00 | 112.00 | 120.00 |
| 55-59 | 12.00 | 24.00 | 36.00 | 48.00 | 60.00 | 72.00 | 84.00 | 96.00 | 108.00 | 120.00 | 132.00 | 144.00 | 156.00 | 168.00 | 180.00 |
| 60-64 | 18.50 | 37.00 | 55.50 | 74.00 | 92.50 | - | - | - | - | - | - | - | - | - | - |
| 65-69 | 47.50 | 95.00 | 142.50 | 190.00 | 237.50 | - | - | - | - | - | - | - | - | - | - |
| 70-74 | 98.00 | 196.00 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| * to age 23 if a full time student | |||||||||||||||
| Premiums for Dependent Group Life Insurance are based on the applicant/member's age. However, your spouse's insurance coverage will terminate on your spouse's 75th birthday. The maximum amount of insurance for a spouse of a member age 60-69 is $50,000. The maximum amount of insurance for a spouse of a member age 70 and over is $20,000. | |||||||||||||||
| A spouse's insurance coverage may not be greater than 50% of the member's life insurance. | |||||||||||||||